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Top Financial Tools for NZ Small Businesses

Running a small business in New Zealand often means wearing many hats. You're the owner, the operator, the marketer, the customer service team and the finance department. At Every Cent Accounts, we see firsthand how overwhelming that can be. That’s why we rely on trusted financial tools that help simplify the numbers, give clarity around decision-making, and ultimately make doing business easier for our clients.

Spotlight Reporting & Forecasting Software

We believe every business deserves to have a clear picture of where it’s heading. That’s where Spotlight Reporting comes in. This tool transforms raw financial data into visual, easy-to-understand reports. We use Spotlight to build cash flow forecasts, scenario planning, KPI dashboards, and monthly reporting packs for clients.

What makes it so powerful is how customisable it is. Whether you want to track gross profit margins, staff costs, or month-on-month revenue, Every Cent Accounts can tailor the reports to suit your priorities. And because it integrates directly with Xero, there’s no need for manual data entry or spreadsheets. It’s all automated.

Why we love it:

  • Clear visuals for business owners

  • Consolidation for multi-entity reporting

  • Scenario planning tools for strategic decisions

  • Saves time at month-end for both client and accountant

Unleashed Inventory Software

If your business involves buying, making, or selling products, Unleashed can make life so much easier. It's a real-time inventory management system that gives visibility into stock levels, margins, and product performance all from a single dashboard.

We work with product-based businesses who used to manage stock manually. For many, this meant spreadsheets, crossed fingers, and too often, missed opportunities. With Unleashed, they now have confidence in their numbers, better order management, and tighter control over profit margins.

Unleashed also integrates with Xero, which means sales and stock data flow directly into your accounting records. No more double-handling. 

Why we love it:

  • Real-time visibility of stock and margins

  • Supports manufacturing, wholesale, and retail workflows

  • Seamless Xero integration

  • Helps avoid overstocking or underselling

JuicyCRM

For many small businesses, keeping track of customer details, follow-ups, and sales pipelines is done via inboxes, spreadsheets, or memory. JuicyCRM helps bring structure to that process. It’s a simple, effective customer relationship management tool designed for Kiwi businesses.

At Every Cent Accounts, we use JuicyCRM to manage our own client onboarding, task reminders, communications, and more. It helps us stay responsive, professional, and proactive qualities we think every client deserves.

We recommend it to businesses who want to get a handle on sales funnels, improve customer service, or just build more consistent internal processes. For many, it becomes the nerve centre for everything from quoting to client notes.

Why we love it:

  • NZ-based platform tailored to local businesses

  • Easy to use and doesn’t require a full-time admin person

  • Great for service-based industries

  • Helps support long-term client relationships

Xero Accounting Software

It probably comes as no surprise that Xero is our accounting platform of choice. Designed right here in New Zealand, Xero has become a global leader in cloud-based accounting and for good reason.

We use Xero with nearly all of our clients. It handles bank reconciliation, invoicing, payroll, GST returns, reporting, and more. Its interface is intuitive, its features are constantly evolving, and its support team is responsive and local.

One of Xero’s biggest strengths is how well it plays with others. It integrates with tools like Spotlight, Unleashed, and JuicyCRM creating a truly connected system. That means fewer admin hours, fewer errors, and a more complete picture of your business health.

Why we love it:

  • Cloud-based, so you can access your finances from anywhere

  • Ideal for collaboration between business owners and accountants

  • Powerful reporting and compliance features

Integrates with hundreds of third-party apps

Why the right financial tools matter

Software won’t run your business for you but it can absolutely give you more clarity, confidence, and time. Each of these tools was chosen not just for their individual strengths, but for how well they work together. When your systems talk to each other, you can move faster, make better decisions, and stay focused on what really matters: building your business.

At Every Cent Accounts, we don’t just set our clients up with software and leave them to it. We help you integrate, understand, and get the most out of each tool. Whether you need monthly reporting, inventory setup, or a better way to manage customer relationships, we’re here to guide you through.

Thinking of upgrading your financial toolkit?

We’d love to help. Whether you’re starting from scratch or just want to get more out of the tools you already use, we can tailor our support to meet you where you are.

Feel free to get in touch for a no-pressure chat about what’s working in your business and what could work even better.